Job Highlights
AI-extracted key information
The User Risk Strategist role at Stripe involves partnering with cross-functional teams to design and execute strategies that improve risk controls and user experience. The position requires conducting research and analysis to assess risk performance and develop strategic plans for growth while ensuring a positive experience for Stripe's largest users.
Experience Level
Senior Level
Risk Advisory Strategist, Card Network Compliance
Posted 6 months ago
Full-Time
Employment Type
Remote
Work Location
About This Role
Who we are
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.
About The Team
As Stripe continues to develop innovative products that serve businesses of all sizes, risk will increase in complexity and scale. The Industry Expansion Strategy team protects Stripe's business and mission by building the policies, frameworks, and practices that enable Stripe to support businesses in complex, highly regulated industries. As Stripe expands into new markets and products, we unlock revenue, advance trust, and set the standard for what responsible growth looks like at scale.
What you’ll do
Stripe's financial infrastructure only works if merchants can trust it—and that trust depends on us staying ahead of card network requirements. The Industry Expansion Strategy team owns that problem globally. As part of the team, you'll be the person who ensures our merchant portfolio stays compliant with Visa, Mastercard, and other card network rules as Stripe scales globally.
This isn't a passive monitoring role. You'll work directly with Sales, merchants, card networks, and internal Risk and Compliance teams to catch issues early, fix them fast, and build processes that move Stripe ahead.
We are looking for someone who is passionate about navigating ambiguity, enabling business growth while balancing risk, and is skilled at identifying ways to improve user experience.
Responsibilities
Own oversight of merchant risk management processes for Payment Facilitators, Marketplace, and other Third Party Agents/Servicers, including: preparing merchants for card networks registration, managing network reporting requirements, periodic reviews and user remediations.
Partner with internal teams to design compliance strategies that support Stripe's global expansion without creating major downstream risks
Embedding within first line teams, particularly Sales and Product, to train sellers to develop the judgment to catch gaps and position Risk as a business enabler
Build new processes and enhance existing processes to optimize for efficiency and automation, manage incoming non-compliance escalations from partners, and monitor our portfolio against rules & requirements
Perform research and analysis to assess Stripe's current market position and develop and prioritize long-term strategic plans for future growth
Challenge the status quo and provide multiple alternative solutions and key execution criteria.
Execute special projects and ad hoc analyses as initiatives, products, risks, and opportunities are constantly evolving
Who You Are
We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
Minimum requirements
5+ years of professional experience in a related role in Payments or FinTech industries, including experience with card network compliance
Familiarity with banking and money movement regulations, including KYC and KYB, AML OFAC compliance, and credit and fraud risk
Experience Overseeing Design Execution And Delivery Of Highly Strategic Programs.
Proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines
Data-driven problem-solving skills, including the ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users
Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations
Strong stakeholder management skills and operating rigor, including the ability to take ownership, be accountable, and lead without formal authority to navigate ambiguity and solve problems with the end user in mind
Entrepreneurial and curious mindset, including motivation to develop deep subject matter expertise and understanding of risk-based frameworks
Strong operating rigor, executive presence, and presentation skills, including experience engaging with leadership
Experience In A Client-facing Role Managing Relationships With Large, Global Organizations
Preferred Qualifications
Strong desire to work in an innovative, fast-paced, 0 - 1 environment
A strong understanding of Stripe's business and products and an ability to research and self-start
Ready to Apply?
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