Senior Actuarial Analyst

Hi, we're Oscar. We're hiring a Senior Analyst, Actuarial to join our Actuarial team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About The Role

The Senior Analyst, Actuarial supports Oscar's forecasting, strategy, and pricing processes for several Affordable Care Act (ACA) markets. The Senior Analyst, Actuarial reviews pricing, establishing Incurred but not Reported (IBNR) projections and risk adjustment accruals, and investigating actual performance trends to inform budget planning, pricing, and company strategies.

You will report into the Associate Director, Actuarial.

Work Location

This position is based in our New York City office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule.

Pay Transparency

The base pay for this role is: $93,600 - $122,850 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities

Review core pricing and plan design models and provide actuarial insights to inform strategic pricing considerations.

Main contributor in reviewing and submitting regulatory filings.

Use programming tools (e.g., Python, Google App Script) to transform healthcare data and improve pricing processes.

Investigate the core drivers of observed trends and provide meaningful information for consideration in the financial planning process.

Promote and shape Oscar actuarial best practices concerning automation and documentation.

Maintain relationships, partnership, and lines of communication with both internal and external stakeholders.

Compliance with all applicable laws and regulations.

Other duties as assigned.

Requirements

Bachelor's degree in a STEM field.

Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one is preferred.

3+ years of experience in a related field.

Bonus Points

Knowledge of core health insurance concepts and experience with actuarial applications.

Technical with an enthusiasm to apply tech-forward methods in actuarial models.

Prior exposure to programming tools such as Python or SQL.

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At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency

Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience.

Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (ai)

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Reasonable Accommodation

Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

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