Senior Actuarial Analyst

Hi, we're Oscar. We're hiring a Senior Actuarial Analyst to join our Actuarial team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About The Role

The Senior Analyst, Actuarial will play a key role in Oscar’s valuation function, focusing specifically on risk adjustment across all Affordable Care Act (ACA) markets. This role will own the maintenance and review of actuarial models used to develop risk adjustment accrual estimates, forecasting estimates, and various other analyses.  This is a very dynamic space, which makes this a great opportunity to work on interesting projects and have a BIG impact.

You will report into the Director, Actuarial.

Work Location

This is a remote position, open to candidates who reside in:  Hartford, CT. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area.

Pay Transparency

The base pay for this role is: $101,844 - $133,670 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities

Model Management

Maintain and enhance core risk adjustment reporting and forecasting models, ensuring consistency and standardization across all team users.

Infrastructure & Design

Serve as a key contributor in improving modeling infrastructure; develop recommendations for model design decisions, best practices, and automation/documentation standards.

Financial Strategy

Develop recommendations for the risk adjustment accrual setting process and provide data-driven insights for the financial planning process.

Trend Analysis

Identify, triage, and investigate core drivers of observed trends across plan designs, providers, vendors, and markets.

Stakeholder Engagement

Maintain strong relationships and clear lines of communication with internal and external stakeholders.

Team Development

Aid in the onboarding of new analysts by collaborating and integrating them into existing processes.

Governance

Compliance with all applicable laws and regulations.

Other duties as assigned.

Requirements

Bachelor's degree in a STEM field.

Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.

3+ years of experience in a related field.

Bonus Points

Strong knowledge of core health insurance concepts and experience with actuarial applications.

Highly technical with a strong enthusiasm to apply tech-forward methods in actuarial models.

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At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency

Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience.

Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (ai)

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Reasonable Accommodation

Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

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